I served for 15 years before we got married — can this be taken into account?
US asset manager previously managed all of The People’s Pension’s £33bn in assets
Our annual survey of FT readers shows bonus payouts are on the rise, but so too are tax concerns and school fees
A brief legal history of surplus-skimming
Insurance groups and pension funds threaten to dump those ‘misaligned’ with retiree objectives
How to scheme it
Higher rates and economic fears persuade retirees to opt for guaranteed incomes
Speculators are capitalising on predictable timing of routine trades to rebalance portfolios
Theories differ, but most say plan for the ‘retirement smile’ spending pattern
Move comes as cash-strapped local authorities are expected to reduce contributions
Nest makes one of the biggest-ever private market commitments by British pension scheme
Local government scheme is in surplus by £85bn, according to consultant Isio
UK government argue that funds should release surpluses back to companies for investment
Spend or save is a tricky balancing act as we age
The £40bn impact of the inheritance tax shake-up will prompt more families to spend or gift the money
Longer-term estimates predict the measures could bring in £3bn a year by 2043
Even if the money does become available, there may not be obvious places to put it
Low payouts were one of the reasons protesters took to the streets in 2019
Sir Keir Starmer’s plan is intended to drive investment by companies and boost economic growth
Pension consultants WTW says improved funding positions have made bulk annuity deals more attractive
Ministers set to allow companies to access defined benefit scheme surpluses to help kick-start growth
The questions families are asking their advisers, following the IHT shake-up
Looming tax changes stress the importance of financial planning
Advisers call for rethink of how Treasury imposes planned extension of IHT to retirement funds
Funds outperform their default peers over the past decade
