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Personal pensions

  • Friday, 18 April, 2025
    Serious MoneyClaer Barrett
    How I’m staying calm when markets are uncertain

    Are you buying the dip, battening down the hatches or carrying on as normal?

    Illustration of a small sailboat approaching a big wave made of arrows
  • Saturday, 12 April, 2025
    Personal Finance
    How to plan for retirement when markets are in turmoil

    Trump’s chaotic trade policy has caused many to question their pension strategy — FT Money went looking for answers

    Illustration of a woman walking her dog in stormy weather
  • Friday, 4 April, 2025
    Serious MoneyClaer Barrett
    Should young people raid their pensions to buy a property?

    Allowing Gen Z early access to retirement savings is not going to build more houses

    Illustration of a hand smashing a piggy bank with a hammer with a house
  • Saturday, 15 March, 2025
    Annuities
    Joint-life annuity rates at 17-year high

    Income offered on retirement products highest since global financial crisis

    An older couple walking on a hillside
  • Thursday, 6 March, 2025
    Isa Guide 2025
    Are Lisas fit for purpose for homebuyers?

    MPs review the effectiveness of the much-criticised savings scheme

    A couple look in the window of an estate agent
  • Wednesday, 12 February, 2025
    Annuities
    Annuity sales soar to 10-year high

    Higher rates and economic fears persuade retirees to opt for guaranteed incomes

    A retired couple look out to sea at Plymouth, UK
  • Saturday, 1 February, 2025
    Retirees can struggle to shift the ‘saver mindset’

    Spend or save is a tricky balancing act as we age

    Montage of an older woman in thought and a jar of coins being tipped out
  • Saturday, 1 February, 2025
    Pensions industry
    UK pensions tax changes to bring in ‘more than £40bn’ before 2045

    Longer-term estimates predict the measures could bring in £3bn a year by 2043

    A man walks past the entrance to the UK Treasury in Whitehall
  • Friday, 24 January, 2025
    Serious MoneyClaer Barrett
    If your partner died first, could you manage money solo?

    Looming tax changes stress the importance of financial planning

  • Wednesday, 22 January, 2025
    Applying UK inheritance tax to pensions ‘risks delays and higher costs’

    Advisers call for rethink of how Treasury imposes planned extension of IHT to retirement funds

    One pound coins
  • Wednesday, 15 January, 2025
    State pension triple lock
    New UK pensions minister previously called for ‘triple lock’ to be replaced

    Torsten Bell has been appointed to Treasury role after resignation of Tulip Siddiq as City minister

    Torsten Bell in 2023
  • Friday, 10 January, 2025
    Moira O'Neill
    Your new year pension tidy up could drag on until spring

    Why is it so difficult to transfer your retirement savings to a new provider?

  • Friday, 10 January, 2025
    Personal Finance
    Quarter of Britons in relationships hide savings from their partners, survey reveals

    Lawyers say secret accounts often come to light during mortgage applications

    A customer uses an ATM
  • Thursday, 9 January, 2025
    Financial ThinkingJonathan Guthrie
    How much money buys you happiness in retirement?

    Money can buy you some happiness, but less than you might think

  • Friday, 3 January, 2025
    LexPensions industry
    Helping boomers spend their retirement funds is harder than it sounds Premium content

    Worries about running out of money makes people frugal and wary of taking any big pension decisions

    Glass jar labelled ‘Pension’ on its side, with coins that have fallen out next to it
  • Thursday, 2 January, 2025
    Personal Finance
    Ten things to tick off your financial to-do list in 2025

    From money-saving work perks to investments and tax planning, resolve to get your finances in shape this new year

    Illustration of a piggy bank and a pencil on an open spiral notebook with a checklist drawn on the page, set on a plain blue background
  • Saturday, 14 December, 2024
    Moira O'Neill
    Why pensions planning can feel like trying to nail jelly to a wall

    For decades, our retirement finances have been a political plaything

    A money safe with a dripping background
  • Thursday, 28 November, 2024
    Pensions
    Pensions savings confidence hits seven-year low, says BlackRock

    Half of those questioned in survey said they cannot afford to save enough for retirement

    An elderly couple sit on a bench
  • Monday, 25 November, 2024
    Pensions industry
    Pushing UK pensions into private markets would deliver ‘tiny’ gains, forecasts show

    Ministers have argued higher fund allocations to private equity and infrastructure would generate better returns

    Sterling banknotes
  • Friday, 22 November, 2024
    Moira O'Neill
    Quick fixes to lower your inheritance tax liability

    Act before pension pots are swept up by the tax net

    Illustration of an elderly woman and her house inside an hourglass
  • Wednesday, 13 November, 2024
    FT Financial Literacy and Inclusion Campaign
    Could TikTok, apps and Gemma Collins boost women’s pensions?

    Scottish Widows study shows more than 2mn UK women will not be able to afford to retire

    Reality TV and social media star Gemma Collins is fronting the Pay Your Pension Some Attention campaign
  • Friday, 8 November, 2024
    Moira O'Neill
    The great post-Budget pensions rethink

    But there are several tools you can use to cut an IHT bill

    Commuters walk along the concourse at London Waterloo station
  • Thursday, 31 October, 2024
    Q&AUK Autumn Budget 2024
    Experts answer your Budget questions

    We responded to readers’ queries about personal finance

  • Wednesday, 30 October, 2024
    UK Autumn Budget 2024
    Closure of UK inheritance tax ‘loophole’ to penalise estates of wealthy pensioners

    Experts say big tax bills could result from Rachel Reeves’ move in the Budget

    Commuters walk during the morning rush hour near the Bank of England in the City of London
  • Wednesday, 30 October, 2024
    Moira O'Neill
    Will investors live to regret their pre-Budget actions?

    Gains may have been locked in too soon in anticipation of a bigger CGT increase

    Rachel Reeves
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